As summer winds down and families prepare for the new school year, it’s important to think beyond backpacks and school supplies. Back to school season is the perfect time to review safety tips and make sure your insurance coverage is up to date—helping protect what matters most.
1. School Zone Safety Reminders
– Slow down in school zones and always obey crossing guards.
– Remind teen drivers about increased pedestrian and bicycle traffic.
– Watch for children getting on and off school buses—never pass a stopped bus.
2. Protecting Personal Belongings
– Many students bring electronics, musical instruments, and sports equipment to school. Check your homeowners or renters policy to see if these items are covered, especially if your child is away at college or living in a dorm.
– Consider scheduling high-value items for additional protection.
3. Away at School? Update Your Policy
– If your child is moving to college, let your insurance agent know. Coverage for personal property and liability may change depending on whether your student lives on campus, off campus, or at home.
– Ask about “away at school” discounts for auto insurance if your student won’t have a car at school.
4. Safe Driving for Student Drivers
– Review your auto policy to ensure all drivers are listed and coverage is adequate.
– Encourage safe driving habits—no texting, always buckle up, and follow speed limits.
– Good student discounts may be available for qualifying grades.
5. Health and Emergency Preparedness
– Make sure your family knows what to do in case of an emergency—at home and at school.
– Review your health insurance coverage, especially if your child is participating in sports or extracurricular activities.
6. Cyber Safety
– Talk to your children about online safety, especially as they use school devices and platforms.
– Consider identity theft protection options available through your insurance provider.
Final Thoughts
Back to school is an exciting time, but it’s also a great opportunity to review your insurance policies and make sure your family is protected. Reach out to your local American Family Insurance agent to discuss your coverage and ask any questions.
Wishing all students and families a safe, successful school year!
For more detailed information and resources contact Heather L Bresnahan, American Family Insurance hbresnah@amfam.com or 715-842-9608.
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