At AB Insurance, we’ve found that the homeowners who weather hurricane season with the least stress are often the ones who prepare long before a storm appears on the radar. While stocking emergency supplies and securing outdoor items are important steps, reviewing your insurance coverage is just as critical. Many homeowners are surprised to learn that coverage changes may become restricted once a named storm is approaching, making early preparation essential.
We encourage families to review their homeowners, flood, and wind-related coverages annually, document their belongings with photos or video, and keep important records in a safe location. A few proactive steps today can help prevent headaches tomorrow. Hurricane season is unpredictable, but your preparation doesn’t have to be. If you have questions about your coverage or would like a policy review, contact AB Insurance. We’re here to help you protect what matters most.
Hurricane Prep Checklist
Use this checklist to help your family, home, and finances stay prepared.
Hurricane Season Preparation Checklist
☐ Build or update your emergency supply kit (water, food, medications, flashlights, batteries, and first aid supplies)
☐ Know your evacuation zone and evacuation routes
☐ Develop a family communication plan
☐ Secure important documents in a safe location
☐ Photograph or video your home and valuable belongings
☐ Trim trees, inspect your roof, and secure outdoor furniture or decorations
☐ Review your homeowners, flood, and wind-related insurance coverage
☐ Save your insurance contact information where it can be easily accessed
Insurance is often overlooked until it's needed. Reviewing your coverage annually can help ensure you understand your deductibles, policy limits, and any flood-related exposures. Its also important to remember that insurance companies may restrict new policies, coverage changes, or certain endorsements when a named storm is approaching the area. That’s why coverage reviews should be completed well before severe weather threatens the coast.
If you have questions about your protection, AB Insurance is available to help. Located off Lynnhaven Parkway, they’ve helped Hampton Roads residents prepare for coastal weather risks for years and understand the unique challenges hurricanes, flooding, and severe storms can bring to our community. Give them a call at (757) 645-9379 or visit abinsures.com to speak with one of their highly trained insurance professionals and schedule a complimentary coverage review before the next storm season challenge arrives.
If an Active Storm Is Nearby
☐ Follow local emergency management updates and evacuation orders
☐ Charge phones, batteries, and backup power devices
☐ Complete final photos of your property and belongings
☐ Bring in or secure outdoor items
☐ Move vehicles and valuables to higher ground if flooding is possible
☐ Keep emergency supplies, important documents, and insurance information readily accessible
A little preparation today can make a significant difference when the next storm heads toward Hampton Roads.
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