Is Bundling Insurance Worth It?

When you bundle your insurance, discounts can stack. Add more products to the bundle, and your savings may grow right along with them.

But money isn’t the only thing you save. Bundling brings your coverage together in one place. That can mean less time spent juggling policies and fewer everyday hassles.

The digital convenience advantage

Picture bundling your renters and auto insurance. You could save up to $900 a year. You also gain conveniences that make daily life easier.

You get one login. No more toggling between apps to pay a bill or check a coverage limit. Your billing is unified, so your monthly budget shows up in a single view. One mobile app lets you file a claim, request roadside assistance, or download your I.D. cards. If a single event damages both your home and your car, you file in one place. Best of all, you get a single point of contact. That means one agent for all your insurance questions.

Real-world scenario: the one-call advantage

Imagine you’re buying your first home. During the process, you call the agent who has handled your auto insurance for years. You ask about adding a homeowners policy.

After congratulating you, your agent shares some good news. Bundling that homeowners policy with your existing auto policy can lower your costs. With State Farm, those savings could be as much as $1,429. Your agent also mentions a safe driving program that may unlock even more discounts on top of your bundle. (*Savings vary by state)
The benefits don’t stop at the savings. You’ll also manage both policies in one place. From viewing bills to filing claims, it all lives under one roof.

FAQs about bundling

Can I bundle if I already have an auto policy with State Farm? Yes. Call Ron to add home, renters, or life insurance to your existing policy. The multiline discount will apply.

Does filing a claim on my home affect my car insurance rates? Generally, no. Even when both policies are with the same company, they are rated separately. A claim on your roof typically won’t spike your auto premium. Check with Ron for the details that apply to you.

How do I get started?

Start with a conversation. Ron Krajewski is ready to help you find the right bundle for your home, your car, and your budget.

For more than 100 years, State Farm has helped people save money while managing the risks of everyday life. Ron can help you do the same. Like a good neighbor, State Farm is there.