For many homeowners, deciding they want a swimming pool is the easy part. The bigger question is often, “How are we going to pay for it?”
A new pool is a significant investment, but paying for the entire project upfront isn’t the only option. At KD Signature Pools LLC, we now offer our customers access to pool financing through HFS Financial, giving qualified homeowners another way to turn their backyard plans into reality.
Financing Designed for Larger Projects
Pool projects are different from many other home improvements. Between the pool itself, decking, equipment, lighting, heating, automatic covers, spas and other features, the total investment can add up quickly.
HFS offers financing options with terms up to 30 years, depending on qualification and the loan program. A longer term can help lower the monthly payment and make it possible to plan a project around your family’s monthly budget rather than having to pay the entire cost upfront.
HFS financing options allow borrowers to pay the loan off early with no prepayment penalty, giving homeowners the flexibility to choose a longer financing term while still having the option to pay off their loan sooner.
What Happens When the Unexpected Happens?
This is an especially important question when building an inground pool. No matter how carefully a project is planned, we can’t always know exactly what is beneath the ground until excavation begins. Unexpected rock that requires additional breaking or removal can increase construction costs. Homeowners may also decide they want an upgrade or make a change order once they see their new backyard taking shape.
Qualified homeowners may have the option to finance up to 20% above the original project amount, providing an additional cushion that can help cover unexpected construction expenses or approved changes. Instead of an unforeseen expense bringing construction to a halt, that extra availability can help keep the project moving forward.
Build the Pool for Your Lifestyle
Financing can also give homeowners the opportunity to look at the entire backyard rather than simply asking, “What’s the least expensive pool we can build?”
At KD Signature Pools, our design process starts with how you plan to use your pool. Do you have children or grandchildren who will spend their summers swimming? Do you entertain frequently? Would you enjoy a tanning ledge, spa or water features? Do you want an automatic cover, heating, upgraded lighting or additional decking?
These decisions affect both the design and the overall investment. Our team can help you explore those options, develop a plan and then look at financing possibilities that fit your goals and budget.
Start With a Conversation
If you’ve been putting off a pool because you assumed the upfront cost would make it impossible, it may be worth finding out what options are available.
At KD Signature Pools LLC, we’ll walk you through the process — from your initial ideas and pool design to equipment, features, budget and available financing through HFS Financial. Your dream backyard may be closer than you think.
Contact KD Signature Pools LLC to schedule your pool consultation and learn more about available financing options.
Financing is provided through third-party lenders and is subject to credit approval, program requirements and availability. Loan amounts, rates, terms and additional funding availability may vary by applicant and loan program. HFS financing offers no prepayment penalty. Customers should review final loan documents for applicable terms and conditions.
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