Can you believe the first quarter of the year is already behind us? Spring is here, and that means mowers, weed eaters, and getting the yard back in shape. But it also means something else familiar to North Texas residents: storm season.
Hail and tornadoes are a reality in our area, and the best time to prepare is before the skies turn dark. One of the simplest things you can do right now is call your insurance agent and confirm your current deductibles for both your home and your vehicle.
Here’s why that matters: home insurance deductibles have been rising. What was once a standard 1% deductible has quietly climbed to 2–3% in many policies — and in some cases, as high as 5%. These percentages are based on your home’s insured value, so the difference is significant. On a $500,000 home, a 1% deductible is $5,000. A 2% deductible is $10,000. That’s not a surprise anyone wants after a storm.
At Russ Mitchell Insurance Agency, we’d rather have that conversation with you now — before you ever need to file a claim. That’s why we offer every member of our community a free, no-obligation policy review. Stop by, grab a drink, and let us walk you through your coverage. No pressure. Just clarity.
We’re local, we love this community, and we’d be honored to count you among our preferred customers.
Find us at: 20101 E. State Hwy. 114, Suite B (inside the 7-Eleven building — entrance on the west side), Trophy Club
Call or text: 682-207-2827
Email: russmitchellagency@gmail.com
Stop by and say hello. There’s a gift waiting for you, and peace of mind doesn’t cost a thing.





