It runs in both directions — and you have about seven weeks to prepare
For many Monroe County families, Thanksgiving is the one weekend of the year when three generations sit at the same table. Parents drive in. Adult children come home. And somewhere between the meal and the game, someone notices that Mom moves a little slower than she did last year.
Most families notice. Very few say anything. Thanksgiving is about seven weeks away, which is enough time to decide that this year, someone will.
I write this one as someone living it. My wife, Laura, lost her mother in August. Her father is living with dementia in a nursing home in Ashland, Virginia. I have spent my career preparing families for exactly these moments, and I will tell you plainly: knowing what needs to be said does not make it easier to say at the dinner table.
It is worth doing anyway. When Laura’s mother died, too much of what should have been time to grieve went to paperwork and logistics. Grief is hard enough without an administrative project sitting on top of it. Getting the details settled early is not cold or morbid. It is one of the kindest things a family can do for itself.
And this conversation runs in both directions. If your parents are at that table, so are your children. The middle generation treats this as something to raise with Mom and Dad, when their own kids need the same answers: where the documents are, who is named, what you would want.
Start with questions that are not about money
Opening with assets ends the conversation. Ask instead: What matters most about how you want to live over the next ten years? If you needed help at home, who would you want making that call? Is there anything you are worried we do not know? These are questions about dignity, not balance sheets.
Know where the documents live — including your own
A will in a safe deposit box no one can open is not a plan. Ask where the documents are kept, who the named decision makers are, and when everything was last reviewed. Then answer the same three questions for your own household.
Put authority in place before it is urgent
A durable power of attorney and a healthcare directive often determine whether a family navigates a crisis or litigates one. Once capacity is lost, they can no longer be signed, and what replaces them is a court process no one wants to manage from a hospital waiting room.
Make it a conversation, not an ambush
Do not surprise anyone in front of the whole family. Give some notice: while we are all together, can we spend twenty minutes on the just-in-case things?
You will not resolve everything in one afternoon. One conversation, opened gently, is enough to start. Laura and I are grateful for the ones we had while there was still time, and clear-eyed about the ones we wish we had started sooner.
That is worth being thankful for.
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